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Online Retail May Be Big Business but Small Business Can Compete

Posted on May 06, 2019 at 16:32 PM

ECommerce is largely a game of the big players, and the big players are not all in the United States. In fact, of the top five online marketplaces, only two, Amazon and Ebay, are in the US. The other three are in China, where enormous population will always give an edge, and where one man, […]

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Top 6 Surcharging Myths

Top 6 Credit Card Surcharging Myths

Posted on May 03, 2019 at 22:45 PM

Surcharging is still a relatively new concept in the United States, and like all new things, there are a lot of misconceptions about it. In order to help separate fact from fiction, we dispelled the top six most common myths around surcharging. MYTH 1: I’LL LOSE CUSTOMERS IF I IMPLEMENT A TRANSACTION FEE. In business, […]

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Online Retail Merchants Struggle with High Credit Card Processing Fees

Posted on April 24, 2019 at 23:10 PM

Things have been boiling in the credit card processing business for the past few decades, exacerbated by a major shift from in-store to online shopping. It’s referred to as the “retail apocalypse,”  by trade merchants, but in reality shoppers are avoiding brick and mortar stores for the convenience of shopping online. Remember that online, cash […]

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Surcharge Heard Around The World

The Credit Card Surcharge Heard Around the World

Posted on April 18, 2019 at 21:32 PM

    Linda Fiacco, co-owner of Expressions Hair Designs had a sign hanging in her salon that read; All credit card payments incur a 3% surcharge. But now she was being told her sign was illegal. “I don’t understand,” she said to Asha, the customer who brought it to her attention. “How is it illegal?” […]

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Surcharge Comes to NY

Legal Surcharging Comes to New York

Posted on April 16, 2019 at 20:22 PM

Over the last 5 years, credit card transaction fees have steadily risen. Companies with tight margins, such as restaurants, salons, and discount stores are seeing their profits shrink. For every purchase made with a credit card, merchants must pay a credit card transaction fee of up to 4%. So, say a company sells a $100 […]

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