What would the impact
on your business be if you
no longer had to pay merchant processing fees?

See for yourself. Try out our handy calculator.


Major Increase in Net
Overnight. For Free.

No investment
Zip. Zilch. Nada.

Testing is Quick and Easy
Just another tracking pixel.

Seriously. Yes, there are details.

Let’s show you the Money

Use our fancy calculator to estimate the impact to your bottom line.

Sounds awesome. I’m ready to schedule a SurchX demo.

What your Customer Sees

Simple Idea. Hard to do.

In the United States, Surcharging is heavily regulated by:

• The Federal Reserve through Sarbanes-Oxley.
• The FTC
• Every State in the US
• Every country where you do business
• Your merchant processor
• Each credit card brand

And they’re all different.

Failure to comply can be bad. Very bad.

It is virtually impossible for your company to do this alone and remain in compliance, regardless of your size or technical capabilities.

We guarantee that you are always in compliance while getting the maximum benefit to your bottom line.

We’re it. No other company can do this for you.

There is no need to change your processor, bank or shopping cart.

Did we tell you that it’s free?

Test Us. If you lose money, we will refund any losses.

Q: Won’t this Increase Abandon Rates?

A: Not materially.

Look, no one will say “oh yay! A transaction fee! I can’t wait to pay it!”

The data–over 2 Billion transactions worth–says that your customers will pay a surcharge without batting an eye. In fact, you pay them all the time.

You’re probably familiar with gas stations that charge a ”cash” or “credit” price. This is a surcharge, usually around 4%.

When you buy gas, do you pay cash?

When the convenience store industry began charging to use a card for small transactions, a minimum of 5%, card usage actually went UP. The industry as a whole saw an uplift in Net Margin of about .5%.

When airlines started surcharging for checked bags, the hue and cry was loud. But, they now create billions of dollars in Net Margin to the industry. And they are as busy as ever.

Remember, the name of the game is profit. If you are not surcharging, you are leaving a huge amount of money on the table.

What’s in it for us?

By now, you can tell we believe in ”Simple.”

We recover the most you can get by law.

We add up to .5% to the transaction, if allowed. Your customer pays that. It is collected with the surcharge.

Some cards actually cost more than you can legally collect to process. In that event, we don’t charge anything. Not one penny.


Implementation is as easy as pie.

Usually, it’s as simple as any API.

If there is custom work to do, we do it. For free.

Want the Details?
Contact Us.

Call today: 602.374.1600

About Us

In a nutshell, we kick ass.

We are a group of entrepreneurs and technologists that have been working together for more than 20 years.

We’ve created two public companies worth more than $6B.

We’ve created technologies as varied as the first in-network Internet filtering system, credited for taking 13 pedophiles out of schools within one week of deployment, the world’s largest Identity Theft Prevention company, one of the largest Internet Service Providers in the United States, even made the F-22 more combat ready.

See what our latest breakthrough can do for you.


At SurchX, we are all about what is exceptional.

To be an exceptional company, we employ exceptional people who are recognized for exceptional performance.

If you believe you belong on our team, share with us something exceptional.